The moderate rain is causing some local flooding, but the wind is causing some real problems. The announcer during the radio traffic report marveled at the almost complete absence of bicyclists in San Francisco this morning while she reported which SF Muni lines are closed because of weather. The ferries also aren't running today. 40 mph winds in some areas gusting to 100 mph might have something to do with that.
There are tree branches and palm tree husks all over the roads. Here's a photo from Santa Cruz this morning.
Coastal flooding, power outages, overturned trucks, bridge and road closures, transit shutdowns and fallen trees are making things a little more challenging than usual. If you're out in this on a bike, avoid the power lines; they hurt. Flying twigs in the face hurt too.